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You control two things about the money side of your account. Both live in Settings > Transaction Fee & Settlements in the merchant portal.

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Who pays the transaction fee?

Make customers pay the fee

The fee is added to the amount your customer pays. You receive the full order amount.

Charge me for the fee

Your customer pays only the order amount. The fee is taken from your settlement.
The widget always shows your customer the total they will pay before they confirm.

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When do I get my money?

Choose when your collections are paid out to your bank account:
  • Instant settlement: money is settled as payments come in.
  • End of day settlement: all of the day’s payments are settled together.
You can follow every settlement under Collections Settlements in the merchant portal. Use Filter to find a date, and Export to download the list for your accounts.

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What does Afara charge?

Our public pricing at the time of writing is: For example, if a customer pays NGN 2,000, the fee is NGN 30 and you are settled NGN 1,970.
Pricing can change, and some merchants have agreed rates. Check afarapartners.com or ask your account manager for your current rates.