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Work through this list before you switch your website from test to real payments.
1

Your business profile is approved

All four sections of your business profile are complete and your account has been validated. The Live option in the Test / Live switch only becomes available after this.
2

Your bank details are correct

The settlement bank account is yours, and the account name matches your business. See Fees and settlements.
3

You have tested every outcome

You have tried a successful payment, a failed payment and closing the widget. See Test your integration.
4

Your website uses your live public key

Replace the TPK_ test key with your live public key, which starts with PK_. Use Settings > API Keys to copy it.
5

Your secret keys are safe

No secret key (TSK_ or SK_) appears in your website code, public repositories or screenshots.
6

Your server confirms payments

You verify every payment before delivering an order, either with webhooks or by checking the status. Your live webhook address is saved.
7

You have done one small live payment

Make a small real payment yourself, confirm it appears in Transactions, and check that your order process worked end to end.
Real payments move real money. Double check the amount your page sends. It is in kobo, so NGN 5,000 is 500000.

Need help?

Use Get Help, Email Us or Talk To An Agent at the bottom of the Get started page in the merchant portal.